Millennials Cannot Afford Homes

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I co-teach a freshman seminar at the University of Texas called “Debt: the Good, Bad and Ugly” that examines the different ways consumers borrow and spend. Do they reflect wise investments in the future (the good), unnecessary or frivolous spending that should be avoided whenever possible (the bad), or spending that can ruin your life (the ugly)? Virtually every person in the U.S. will end up in debt at one point or another, and understanding the ins and outs is essential for all of us. It’s also the reason I focus my seminar and research on the topic of consumer debt.

–Mechele Dickerson

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